If you run a home-based business, you’ll need to ensure you have the right insurance to cover your assets and activites as they may not be covered under a home and contents insurance policy.

There are a number of insurance covers to consider for home-based businesses, including:

• Public liability cover for your clients and customers who visit your business at home.

• Cover for your business equipment, office furniture, computer equipment, etc.

• Workers’ Compensation for employees working from your home.

• Fire, storm and theft cover for loss of and damage to stock and equipment.

• Professional Indemnity if you are in a service industry, including accountants and lawyers.

• Loss of Income  due to personal accident or illness.

• Business Interruption which provides an income should your business practises be interrupted due to an insured event.

• Marine Transit if you send products via freight carriers or post.

We can help you to determine which insurance covers you need for your home-based business.  Call Professional Insurance Brokers on 1300 PROFIN  (or 1300 776 346).  We’ll help you get the best deal for your business insurance.

 

Small business insurance protects your business against serious risks that small business owners face, including property damage and personal injury.

Small businesses can have up to a dozen different types of insurances to cover their risks, you need to speak to a business insurance broker to make sure you have the right cover for your business.

For example, your small buisness may need property damage, loss of contents, business interruption insurance to pay ongoing costs in the event of a disaster, public liability which covers you for legal liablity in the event of an injury to a third party, just to name a few.

We can help you determine how much cover you need, in one phone call to 1300 776 346 or 1300 profin, or live chat with us on our website below during office hours.

 

Insurance for Professionals and Service Providers who need Insurance for their Work

All professionals are exposed to a wide range of risks and this kind of business insurance provides comprehensive protection for your assets against claims of financial loss, injury or damage arising from an act, error or omission from your performance of your professional services.

Small Business Professional Indemnity Insurance is designed for anyone who gives advice and/or services in a skilful way according to an official discipline, to another person or a business.  This way, you can now carry on your business without hesitation knowing you are covered in the event of an unhappy client.

Before you decide on which insurance you should buy, why not call our office and talk with one of our experienced insurance broker staff so we can help you make the right decision for your business and your industyr.

Call us now on 1300 776 346 (or 1300 profin) live chat with us during business hours, and we will take care of the rest.